Did you chuckle when you saw my tip? I admit, I would be have too. But it’s true! Saving that money can help save even more money further down the road. We have never seen it as an opportunity to take a trip or buy new furniture. By saving it each year, we have managed to replace a vehicle when ours was in an accident, cover several emergency medical/dental bills, but it also helps us cover the months that are a bit short on cash for basic stuff.